Reluctant getting financing given that it appears complex?

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Reluctant getting financing given that it appears complex?

Reluctant getting financing given that it appears complex?

Exclusive Offer


Item Information


  • You should be a Hong Kong resident
  • You really must be at the least 18 years of age
  • You really need to have a monthly earnings of at minimum HKD5,000

Just how to use

Current consumer

Brand brand New client

Application Hotline

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Easy steps for application for the loan via HSBC HK Mobile Banking application

Submit an application for one regarding the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.

  1. Log in to the latest variation associated with mobile banking application
  2. Touch the menu club in the left that is top
  3. Choose ‘Personal Instalment Loan’ under ‘Products & solutions’

Note: The screen shows and also the images associated with site are for illustration and reference purposes just.

Loan resources and solutions

Publish document that is supporting signature loans application

Which HSBC lending solution is your right match?

Locate a suitable loan item to complement together with your particular requirements by responding to several easy concerns.

Personal Loans Comparison

An assessment of Tax Loan with Instalment Loan.

Smart recommendations on loans

Discover tips about how to borrow sensibly.

Relevant services and products

Private Instalment Loan Redraw

Redraw against your loan without the need to re-apply.

Revolving Credit Facility

Pay only interest from the credit you employ in the place of a fixed payment that is monthly.

Consolidating the money you owe

Clear the money you owe faster with the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and flexibility that is financial realise your private objectives. Transform your available credit restriction into immediate cash or move the outstanding stability from other bank cards to your HSBC charge card account.

To borrow or otherwise not to borrow? Borrow as long as you are able to repay!

Important info


  1. Just applicable to clients who effectively make an application for and drawdown the mortgage throughout the marketing duration with an approved loan level of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for a payment amount of year. The APR is determined method that is using in appropriate recommendations released by the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is really a guide price, which include all relevant rates of interest, charges and fees of this product, expressed as an annualised rate.
  2. To qualify for HKD100 money rebate underneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit an individual Instalment Loan application via HSBC internet site www. or HSBC private Web Banking in addition to loan of HKD100,000 or above should be authorized through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public holiday breaks: 12 noon – 12 midnight, or specific branch’s opening hours) with all needed information (including without limitation a legitimate HSBC checking account quantity) and papers. The turnaround that is actual starts when most of the required info is effectively input to the Bank’s application evaluation system plus the Bank might provide the minute application result and investment disbursement. Processing time can vary in certain situations with respect to the real circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and you’ll want had an individual Instalment Loan take into account at the least a few months. The lender reserves the final right of permitting clients to redraw or otherwise not and has now discretion that is sole figure out the redrawn amount and tenor.
  5. Please be aware us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.

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